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How To Prevent Frozen Pipes And What To Do If They Freeze
Frigid winter temperatures can cause pipes to freeze – or even burst. Do you know how to tell if pipes are frozen? Symptoms Of Frozen Pipes One of the earliest signs of a frozen pipe is when no water comes out of your faucet when you turn it on. If you notice that,...
What is the Difference Between Vandalism and Theft? Why Does It Matter?
Many standard commercial property insurance policies will include coverage for vandalism, but not theft. Vandalism—the intentional and malicious damage or destruction of property—is often much less expensive than the theft of expensive computers and inventory. One of...
Is Virus Clean-up Covered By Insurance?
With the rapid spread of the Coronavirus, companies with direct physical damages to their own location require remediation and may have insurance coverage to help with the expense of cleaning the virus. While not all insurance policies are alike, it’s important to...
What You Should Know About Aviation Insurance
Flying, owning, or simply riding an aircraft can be a thrilling experience. Some of us have yet to board a plane, while others rely on air travel on a weekly basis. If you work in aviation or simply have an interest in the subject, have you ever wondered how different...
Aaraya Claims Historical Insurance Cases: Great Molasses Flood of 1919 and Improvements for Storage Tanks
January 15, 2021, was the 102nd anniversary of the Great Molasses Flood, which happened in the North End neighborhood of Boston. Over 2 million gallons of molasses burst from a storage tank and rushed down Commercial Street, at a speed estimated at 35 mph. 21 people...
Aaraya Claims Historical Insurance Cases: Blizzard of 1996 Damages Estimated at $3 Billion
The Blizzard of 1996 was one of the most devastating winter storms to affect the Northeast United States, causing more than 150 deaths. The first weeks of January 1996 were brutal in the Northeast, not only because of the blizzard but also from a subsequent warmup...
Aaraya Claims Historical Insurance Cases: Insured Losses for 2019/2020 Australia Bushfires Estimated at $1.3B
The insurance industry’s loss footprint for the Australian bushfires of 2019/2020 is estimated at US$1.3 billion (A$1.9 billion), according to PERILS, the independent Zurich-based organization providing industry-wide catastrophe insurance data. The industry loss data...
HO3 vs. HO5 Homeowners Insurance
Many homeowners operate under the assumption that all homeowners insurance is created equal. A common notion is that as long as the coverage limits match, a policy or quote comparison is "apples to apples." The reality is that homeowners’ policies differ substantially...
Home Safety Tips for a Joyous Holiday Season
Protect your home and loved ones from common dangers this holiday season As we approach the holidays, our thoughts turn to parties, presents, and preparing delicious food. It’s a festive season that many of us look forward to all year. Unfortunately, along with family...
Tropical Storm Eta Crashes Ashore
What To Do After Your Home Is Damaged By A Storm In Florida, hurricane and storm damage can hurt you financially and emotionally. Hurricane damage such as flooding and electrical shortages can also endanger the lives of those in the house and be devastating to any...