Services
High End Commercial Properties
Yacht & Boat Claims
Luxury RV Claims
High-end luxury Vehicles
Private Aircraft
High End Commercial Properties
As the owner of a higher end commercial property or home – your struggles with insurance are unique. Unlike other types of property, it is likely that you require specific levels of workmanship and appraisal values for labor and materials that many insurance companies may overlook, or even disregard at your expense.
In all our years of operation, we’ve found that “premium insurance” carriers may still end up stalling and providing resistance when adjusting a luxury home insurance claim. In some cases, so called “premium policies” are still written by standard insurance companies – but with a more “elegant” entity that markets to certain high net worth customers.
That’s why for luxury homes and Condos – we make sure you get a fair settlement for your claim.
Aaraya also services the following types of commercial property:
Nursing Homes
Storage facilities
Professional Medical & Doctor’s Offices
We offer the following advice to owners of luxury and high-end properties:
Identify and isolate all relevant insurance policies
Take initial photos and a list of damaged property (of both the interior and exterior)
Yacht & Boat Claims
One thing we tell our loyal clients is that insurance companies will never pay you what you are actually owed per the policy you pay for. That’s why we work hard to get you what you are rightfully owed on your claim.
While it is up to the client or policyholder to prove damage or loss, our expert team of adjusters will help you get indemnified for the required amount from your insurance claim.
There are no upfront costs, and no fees unless we collect.
Types of Marine Insurance Claims
In our experience, insurance companies may attempt to deny your claim on the following bases: either pre-existing damages to the Yacht or Boat’s vessel, changes to your policy that you may not have been made aware of, or even the insurance company trying to protect its bottom line.
That said, there are several types of damages that qualify, and are commonly filed for a claim – including:
Collision with another vessel or stationary object
Theft of property or equipment
Other inclement weather damage
Fire and explosions
Lightning strike
Grounding
Sinking
Injury
Hurricanes
Grounding
Sinking
Injury
Hurricanes
Luxury RV Claims ($250k+)
Our trained team at Aaraya has extensive experience across all types of losses relating to luxury RVs.
Our luxury RV adjusters have been able to address all our RV claims with success – to help you achieve the rates you deserve.
Here, our extensive nexus of specialized adjusters has the capability to respond rapidly and reliably to all types of claims and losses you might want to file.
To the insured owner of a recreational vehicle – we provide a superior insurance adjustment service.
Here, we often handle claims for all types of damage, including natural disasters such as wind, hail, and water damage – or manmade damages, caused by things like vandalism or arson.
We also have a comprehensive understanding of issues that are exclusive to recreational vehicles – meaning our team has the knowledge and experience to provide an unmatched service.
High-end luxury Vehicles
As the owner of a luxury vehicle, you represent the upper echelons of society – and your vehicle serves as a visible a status symbol.
In the unfortunate event that something should happen to your luxury car, you’ll need an insurance plan that accounts for the entire process from start to finish – so you can get back on the road.
With this in mind, we have a staff of insurance adjusters that have a wealth of specialized experience in working with insurance claims – so you are properly indemnified.
Luxury cars are costly, and constructed by high-end manufacturers, not your average run-of-the-mill factories. From hundreds of thousands to several million, the cost of luxury cars has few limitations.
If you’re in this market, you’ll want to carry full coverage in your insurance policy – protecting your prized assets. This includes liability, comprehensive, collision, personal injury and other insurance options.
Private Aircraft
While we hope that you never have to file insurance claims for your privately owned aircraft – in the event that you do, we can assist so you don’t reach the worst possible outcomes.
Unfortunately, the insurance industry has the upper hand when a policyholder attempts to negotiate the settlement of a private aircraft insurance claim, and you may be met with much resistance.
But with Aaraya, you can rest assured that we will fight to get you fully indemnified.
Our team is comprised of experienced public adjusters who each boast a significant and well-respected history of handling all manner of aviation-related claims. This is both on behalf of direct aviation clients or their relevant insured.
An approach based on the highest quality of client service is fundamental to the way we operate in this area.
With the nature of aviation related insurance claims, we soar above all other public adjusters in ensuring you achieve the fullest extent of your insurance policy.