1. Try To Remain Calm
First and foremost, remember to breathe. Consider the issue for a moment. It is critical not to move if you are hurt or feel uncomfortable. The more composed you are, the better you will be able to handle the consequences.
2. Call 9-1-1 (Even If It’s A Small Emergency)
Even if there are no injuries, it is critical to notify the police as soon as possible. Official police reports are required when submitting a vehicle insurance claim. It’s also critical that you remain on the scene. It is prohibited to leave the site of a collision until the police come.
3. Photograph The Scene
You should photograph the entire scene. Photograph the car damage, the property damage, the license plates, the location markers, and the persons involved. This will assist you in recalling the situation accurately when filing your insurance claim.
4. Share Knowledge Without Assigning Blame
While you should always discuss information with the other motorist, you should avoid admitting guilt, making allegations, or apologizing to them. In some places and situations, just stating “I’m sorry” may be seen as an acknowledgment of legal culpability.
5. Submit A Claim To Your Insurance Company
You should submit an auto insurance claim following a car accident as quickly as possible. The sooner you contact, the faster your claim will be handled, and the more protected you will be if the other motorist claims unverified injuries or damages.